Manufactured homes: How safe are you?
当涉及到风和安全，你的制造房屋率?
According to moving.com 美国制造业住房协会的最新数据显示，有2200万美国人居住在 manufactured homes in 2022. At an average new cost of 128,300, 人造房屋可以是一个负担得起的选择，租用或购买标准的粘建建筑房屋.
Manufactured home vs mobile home
1976年6月15日，人造房屋的住房和城市发展(HUD)标准发生了变化. Prior to that date, 可以从一个地方移动到另一个地方的房屋被称为移动房屋. After June 15, 1976, the HUD placed more restrictions 这些房屋被称为人造房屋. There are also 人造住宅建筑和安全标准 HUD和制造住房共识委员会(MHCC)都采用了哪些并且今天仍然有效.
Manufactured homes and tornadoes
人造房屋的居民经常受到龙卷风和其他类型风暴的影响. According to weather.gov, 72%的龙卷风死亡发生在家中, 54% of those were in manufactured/mobile homes.
Manufactured home tornado safety tips
If a tornado is headed your way, according to weather.gov it’s better to take cover in a sturdier structure. 然而，在你遇到危险之前确定你要去哪里是很有帮助的 tornado. 作为一个家庭制定一个计划，知道到达安全地点需要多长时间.
从那时起，拥有国家海洋和大气管理局(NOAA)的天气广播就很方便了 severe weather can sneak in, possibly while you’re asleep. Also, keep important papers, photos, phone numbers and valuables in a safe location, 以防你需要在暴风雨来临之前迅速抓住它们 tornado.
考虑以下建议来帮助你的家为暴风雨季节或龙卷风做准备:
- Trim tree branches. If you can safely do so, trim any overhanging or old branches away from your home. 在暴风雨中，树木或树枝可能会落在你的房子上，造成额外的损失.
- Exterior trim. 确保外部装饰牢固地附着在房屋上.
- Anchor gas tanks. 储罐应放置在混凝土垫上并锚定. Confirm that bolts aren’t old and rusty.
Wind zone ratings
Manufactured homes with the highest HUD Wind Zone Rating offer higher levels of wind resistance. 风区等级为3的房屋可以安装在风区1, 2 or 3 area, 但是2级风只能安装在1级或2级风区. The HUD Wind Zone Rating, introduced in 1994, 指定三个区域管理新建人造住宅的建设:
- HUD Wind Zone 1 = 70 mph fastest wind speed
- HUD Wind Zone 2 = 100 mph fastest wind speed
- HUD Wind Zone 3 = 110 mph fastest wind speed
即使是带绑带的人造房屋也可能在暴风雨中倾覆，因为它们的框架很轻，可以为风提供很大的表面积. 此外，它们的外部很容易受到强风和风吹来的碎片的影响.
你可以在制造房屋的数据板上找到风区评级, 主卧室壁橱里的一张纸贴纸, electrical panel or inside a kitchen cabinet.
Foundations and anchoring
理想情况下，所有的人造房屋都应该安装在一个永久的基础上. If a permanent foundation is not feasible, HUD风区3的最新锚固建议应用于最大限度地抵抗隆起和倾覆力.
现在我们已经分享了一些人造房屋的风和风暴安全提示, you might want to read more about different types of manufactured homes. Also, consider contacting a State Farm® agent if you want to explore different manufactured home insurance coverages available to you.
