How do I change the beneficiary on my 人寿pp王者电子官网单 or annuity?

While it looks like quite a few steps, each is fairly simple.

1. 登录 with you user name and password
2. Locate the policy you want to make a beneficiary change
   
3. 单击策略
   
4. Locate the Beneficiaries card
5. Click “View or edit your beneficiaries”
6. Agree to the Terms and Conditions
7. Select which beneficiary you want to start with (primary or secondary) if applicable
   
8. Edit, add, or remove beneficiaries
9. 如果需要，调整分配
10. Review changes on life beneficiary form
11. 通过Docusign进行签名
    
12. 提交更改
    

For online changes, a relationship type is required when adding an individual. Other types of beneficiaries that are NOT available online but are available via an 代理 are 信托基金, 组织, 儿童类, 和UTMA / UGMA. Children class can be removed or edited online, but not added. Trust, organizations 和UTMA / UGMA can be viewed online but changes cannot be made.

What to consider when choosing a beneficiary

It can be as simple as who’s in line.

A primary beneficiary receives the death benefit money when the insured dies. A primary beneficiary is required.

第二受益人, also known as the successor beneficiary, receives the death benefit money if t在这里 are no living primary beneficiaries when the insured dies. 第二受益人 is optional.

Please note that you cannot have the same beneficiary as a primary and a successor. Also, if an estate is listed as the primary, a secondary is not allowed.  

If you're considering making changes to your 人寿pp王者电子官网单, we strongly urge you to contact your 州立农场代理. Your agent will be happy to assist you.

In a nutshell, term life is for temporary coverage while permanent 生活 is for lifetime coverage. 

You can purchase a relatively large amount of 定期人寿pp王者电子官网 for a low initial premium for needs like:

• 房屋抵押贷款
• 未偿债务
• 教育费用
• 汽车贷款

与此同时 永久人寿pp王者电子官网 offers a level premium for a coverage amount you choose. It provides lifetime coverage, provided premiums are paid and the coverage remains in force, 创造现金价值. It's best for lifelong needs like:

• 亲人的经济需求
• 最终的费用
• 遗产规划
• 慈善捐款
• 业务的遗产
• Access to accumulated cash value

Learn more about life insurance