Importance of a business continuation plan
所提供的
如果你是一个小企业主, find out why it's important to have a business continuation plan in place.
Competing interests of heirs and surviving owners
These interests are many and may include the following:
| What Heirs of Deceased Owner Want | 幸存的业主想要什么 |
| 他们的利益得到了最高的回报 | 利息的最低成本 |
| 迅速清偿遗产 | Prompt transfer of the business interest |
| Set value of business for estate tax purposes | Full control of the business - no interference from decedent's family |
| Relief for family from worries regarding the business and its creditors | Continuing relationship with creditors |
| Retention of customers and employees |
Potential problems without a written agreement
常见的结果包括:
- 加热 conflicts among the remaining owners 还有死者的家人.
- Unhappiness on all sides, and sometimes litigation.
- Delays in settling the estate and continuing business growth.
- Loss of customers and loss of business value.
- Possible liquidation of the business which may bring less than full value.
The solution: A written agreement (and cash)
Taking the time now to see that the business will pass in an orderly manner at 死亡时间 will benefit all parties and their heirs. 书面协议可以提供:
- An orderly transfer of the operation, management and ownership of the business.
- A mutually agreeable sales price and preservation of business value.
- 双方同意的销售条件.
- A value that is binding on the IRS for federal estate tax purposes.
- Stability for customers, employees, creditors and investors.
An agreement which is favorable to all parties can be more easily drafted prior to a crisis.
