人们对人寿pp王者电子官网的三个主要误解
Why purchase life insurance? 我们分析了为什么你可能需要它,并讨论了误解.
Most people know life insurance 帮助在亲人去世后为他们提供经济保障. But life insurance has many other benefits, including helping beneficiaries cover joint debt, replacing lost income, paying college tuition for children, protecting your business and helping you leave a legacy. 许多人推迟购买人寿pp王者电子官网是因为他们对它有误解. Here are three of the biggest:
Misconception 1: It's too expensive
许多消费者甚至没有考虑过购买人寿pp王者电子官网,因为他们认为人寿pp王者电子官网的成本太高,因此对他们来说太贵了. 影响人寿pp王者电子官网保费的风险因素有几个, including the type of policy, age, gender and personal health history. 然而,它实际上比许多人想象的更实惠. In general, 超过一半的人认为定期人寿pp王者电子官网比实际价格贵三倍以上.
Misconception 2: It's too complicated
许多人不愿尝试购买人寿pp王者电子官网,因为他们认为报价和购买过程将过于困难或复杂. 他们认为他们必须收集一堆医疗记录, go into the office, meet with an agent, take a medical exam, etc. By answering just a few simple questions you can get a life insurance quote online.
Misconception 3: It's not for me
Many people have a limited knowledge of life insurance, 这通常会导致人们不理解为什么他们需要人寿pp王者电子官网. 人们通常不知道从哪里开始,也不想因为问了“错误的问题”而显得愚蠢."
There's a lot to understand about life insurance, 我们希望确保你拥有所有你需要的信息,以做出明智的决定,保护你家庭的财务未来. 我们鼓励您了解更多信息,并与您的客户讨论您的独特需求 local State Farm® agent.